How it works
Three steps. Sixty seconds.
Start free with a bank file — no bank login required.
See what you're getting
Real product. No fluff.
Here's what Loots actually looks like when you sign up.
subscriptions
Spot the charges you forgot about
See every recurring charge at a glance. Mark what to cancel — Loots shows you exactly what to say.
Detects recurring charges automatically
Shows monthly and annual cost of each service
One-click cancel guides included
Pricing
Start free. Upgrade when ready.
Free gets you the essentials. Paid plans add automatic bank sync and more.
Start here — no risk
Free
$0
Forever free · Upload a bank file
- Subscription detection
- Bill tracking
- Cancel guides
- HomeReady tracker
Plus
$7.99
/mo
Auto bank sync · 2 banks
- Everything in Free
- Live bank connection
- Weekly AI digest
- Spending insights
Common questions
Is Loots really free?
Yes. Upload a CSV from your bank app and see your subscriptions and money leaks for free — no card needed. Paid plans add automatic bank sync so you don't have to upload manually.
Which NZ banks are supported?
ANZ, ASB, BNZ, Westpac, Kiwibank, and more. Free plan: upload a CSV from any NZ bank. Paid plans: live connection via Akahu (NZ's accredited open banking service).
Is my financial data secure?
Your files are encrypted at rest. Paid plans use Akahu's read-only connection — Loots can see transactions but can never move your money. We never store your bank passwords.
Can I cancel anytime?
Yes. Cancel anytime with no fees — you keep access until the end of your billing period. Upgrades take effect immediately, downgrades at the next renewal.